I read it so you don’t have to: how the FLY handbook can help broke uni students.

Illustration by Sarah Cupitt.

Some books have the power to change lives — this is one of them.

Once leaving the safety net of high school, you’re on your own. Whether you remain living at home with your parents or not, the only person in control of your future is yourself. University students are notoriously known to be broke, and adulting with its finances can inevitably begin to creep up on you with little financial literacy. After moving out of home at 18, I thought I’d save you guys the hassle of reading the 300+ page paperback by Marlies & Jai Hobbs and see if it’s worth your time, and of course, chat with the authors themselves.

Half of all Australians struggle with financial literacy.

But isn’t all this information online?

Look, finance tips and tricks are all over the internet — it’s also hidden behind paid subscriptions and buried in pricey self-help books, scattered knowledge. After graduating high school, I went into a frantic hunt of searching up every individual finance topic and worst-case scenario I could come across. Not to mention reading about renting rights, living expenses, content insurance, youth allowance: EVERYTHING. I vividly remember the sleepless nights staring at the screen, copying and pasting any tips or resources I could find into a 50+ page word doc that ideally would make sure I didn’t screw up.

Seven exclusive tips from Marlies herself!

1. Consciously take responsibility for the future you

To be successful, you need to want and embrace it.

Knowledge alone isn’t enough to improve your financial health; what’s important is what you can do with that knowledge — and the sooner you start using it, the better off you’ll be. FLY- Financially Literate Youth is the perfect handbook for every young person who wants to be armed with the financial knowledge and confidence to set themselves up for success as they chart the course of their life.

Feminist journalist and writer advocating for social change. Poetry is my creative form of expression. https://theauthortoria.com/

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